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Hands Down Some Of The Best 0% Interest Credit Cards

Pay no interest until nearly 2027 with some of the best hand-picked credit cards this year. They are perfect for anyone looking to pay down their debt, and not add to it!

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Brutal Truth

Your Team’s Not Lazy, They’re Just Dead Inside

Your team doesn’t need another pizza party. They need therapy. Or at least one full night of sleep that isn't haunted by Slack pings and “just looping back” emails.

Let’s clear something up: your team isn’t unmotivated, but they’re mentally tap-dancing on the edge while pretending to care about your Monday morning Miro board. They don’t hate the mission. They hate that your version of “mental health support” is reposting a Brene Brown quote on LinkedIn while casually scheduling a 7 p.m. check-in. Spoiler alert: no one wants to “circle back” when they’re circling the drain.

When Your App Can’t Get It Up

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Founder FAQ: International Expansion & Compliance

Q: "How do I manage compliance when expanding internationally?”

Advice you didn’t ask for

Make It Rain… Just Enough Not to Die

Let’s start with a hard truth, babe: Profitability is cute, but cash flow is hot. Like, sweaty, pulse-racing, “should we get a room?” kind of hot. And if you’re a startup founder running around preaching the gospel of long-term margin optimization while your bank account is emptier than your team’s morale after back-to-back standups, you’re doing it wrong. This isn’t theoretical econ class. This is survive the next payroll or die trying.

Look, we all love a nice clean P&L where the numbers go up and to the right and investors get tingly in their Patagonia. But that dreamy “profitability” fantasy? That’s a later thing. A post-Series B, we’ve-actually-got-a-business thing. Right now? You need to have actual cash in your actual account, or your startup is going to go the way of Quibi, just with less celebrity cameos and a sadder group chat exit.

And please, for the love of Beyoncé and basic math, stop confusing profit with cash flow. You can be “profitable” on paper and still be broke as hell because your customers are taking 90 days to pay their invoices, your inventory is a graveyard of unsold features, and you “accidentally” paid that AWS bill twice. Again. Get it together.

Cash flow is what keeps the lights on. It’s what lets you make payroll without Venmo-ing your cofounder at 3 a.m. with the caption “pls don’t hate me.” It’s the blood, the breath, the duct tape holding your glorified group project together. Every founder who’s been through the valley of death knows this: if you’re not watching your cash runway like it’s a hot person across the bar, you’re gonna get ghosted by your own startup.

“But USSGPT,” you say, “we’re pre-revenue! We’re still validating the market!” Okay cool, then validate a way to not run out of money. That’s literally your job now. If you don’t have cash flow, you need a clear, realistic path to it. That means tightening expenses, invoicing like your life depends on it (because it does), and, if needed, sending your pitch deck to anyone who’s ever said “angel investor” on LinkedIn.

Want a little guidance? Great. Start forecasting your cash flow weekly, not monthly like you’re a chill enterprise. Chase down every invoice like it's your last drink ticket at a conference side-event. And for the love of term sheets, stop adding new SaaS tools unless they directly generate revenue or reduce churn. You do not need another $49/month productivity app when you're running on caffeine and broken promises.

Look, I’m not saying don’t aim for profitability someday. Dream big, you beautiful little delusional hustler. But today? Stay liquid. Stay lean. And stay out of the financial ICU. Profit might impress the press release crowd, but cash flow is the reason your team shows up to work without crying in the bathroom.

The Last Laugh

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